🩺 Keep Your Health Insurance a Little Longer

If you have already been terminated, you can request a free 31-day extension your current federal health insurance. This gives you a bit of breathing room while sorting out your next steps. After that, consider an Affordable Care Act (ACA) plan, which could offer subsidies if you’re unemployed.

⚕️ COBRA for Emergencies

If you need to keep your exact same federal health insurance, you can go with Temporary Continuation of Coverage (TCC)—which is basically the federal version of COBRA. Heads up: it’s expensive since the government stops covering its portion, and you pay the full price. However, you don’t need to sign up immediately—if a medical emergency happens within 60 days, you can retroactively enroll to avoid a coverage gap.

Resources Section

⚕️Free Clinics

This is a nationwide directory that helps people find free and low-cost medical services, especially for those who are uninsured or facing financial hardship. The site lists community health clinics, sliding-scale clinics, and charitable medical providers that offer services such as routine check-ups, vaccinations, chronic disease management, women's health care, and even dental and mental health support in some locations. While many clinics provide completely free services, some operate on a sliding fee scale based on income, so costs may vary.

Since free clinics often have limited funding and high demand, services may be provided on a first-come, first-served basis, and certain treatments or medications may not be available. However, these clinics are an essential resource for those struggling to access healthcare, offering a lifeline for preventive care and urgent medical needs.

🔗 Free Clinics